We collect non-public personal information about you:
(1) From you on applications and other forms.
(2) From your transactions with us, our affiliates and others.
(3) From the bank where you maintain your checking account.
(4) From persons with whom we contact when we verify information you provide on this Agreement including your spouse, relatives, and employer.
(5) From other sources.
We do not disclose any non-public personal information about you or our former customers to anyone, except as permitted by law. We restrict access to non- public personal information about you to those of our employees who need to know that information to provide the products or services that you have requested to you. Our employee handbook instructs employees to maintain the confidentially of your non-public personal information.
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